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Use the listing below to search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program.
 
General Loans
Select All Program Name Program Description
  Business and Industrial Loans The purpose of the Business & Industrial (B&I) Guaranteed Loan Program is to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities. This purpose is achieved by ... view more
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Agriculture Loans
Select All Program Name Program Description
  Commodity Marketing Assistance Loans and Loan Deficiency Payments This program provides loans to assist farmers in marketing their commodity crops and, as a result, improve and stabilize farm income.... view more
  Farm Operating Loans (Direct and Guaranteed) The Farm Service Agency (FSA) offers farm operating loans to farmers who are temporarily unable to obtain private, commercial credit. Operating loans may be used to purchase items needed for a successful farm operation. These items include livestock,... view more
  Farm Ownership Loans (Direct and Guaranteed) The Farm Service Agency (FSA) makes farm ownership (FO) loans to farmers and ranchers who temporarily cannot obtain a loan from a bank, Farm Credit System institution, or other lender due to disaster and financial hardship. FSA also makes loans to be... view more
  Farm Storage Facility Loans Farm Storage Facility Loans (FSFL) are provided to encourage the construction of on-farm storage and handling facilities for eligible commodities. Eligible commodities include: corn, grain sorghum, oats, wheat, barley, rice, soybeans, peanuts, minor ... view more
  Fisheries Finance Program The Fisheries Finance Program (FFP) is a direct government loan program that receives an annual loan authority from Congress to provide long-term loans to the aquaculture, mariculture, and commercial fisheries industries. The Program will finance up ... view more
  Rural Housing: Farm Labor Housing Loans and Grants The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, includin... view more
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Business Loans
Select All Program Name Program Description
  7(a) Small Business Loan

7(a) loans are the most basic and most used type loan of SBA's business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the Agency to provide business loans to American small businesses. The loan pr... view more

  Business Physical Disaster Loans

The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance non-profits and businesses of all sizes located in a declared disaster area. Financial assistance is available in the ... view more

  Business and Industrial Loans The purpose of the Business & Industrial (B&I) Guaranteed Loan Program is to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities. This purpose is achieved by ... view more
  Capital Construction Fund Program The Capital Construction Fund (CCF) Program enables fishermen to construct, reconstruct, or under limited circumstances, acquire fishing vessels with before-tax, rather than after-tax dollars. The program allows fishermen to defer tax on income from ... view more
  Certified Development Company (504) Loan Program The CDC/504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. Generally, A priv... view more
  Disadvantaged Business Enterprise Bonding Assistance Program - American Recovery and Reinvestment Act (DBE BAP ARRA) This American Recovery and Reinvestment Act (ARRA) program, will be administered by the Department of Transportation’s (DOT) Office of Small and Disadvantaged Business Utilization (OSDBU), which will allow small and disadvantaged businesses to apply ... view more
  Economic Injury Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to small businesses and private, non-profits of all sizes located in a declared disaster area. Financial assistance is av... view more
  Equity Investment - Small Business Investment Company (SBIC) Program The Small Business Investment Company (SBIC) program, part of the U.S. Small Business Administration (SBA), was created in 1958 to fill the gap between the availability of venture capital and the needs of small businesses in start-up and growth situa... view more
  Indian Loans Economic Development The purpose of the program is to assist individual American Indians in obtaining financing from private sources to promote business development initiatives on or near Federally recognized Indian ... view more
  Microloan Program The MicroLoan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community based lenders (Microlender Intermediaries) which, in turn, make l... view more
  Military Reservist Economic Injury Disaster Loan Program

The purpose of the Military Reservist Economic Injury Disaster Loan program (MREIDL) is to provide funds to eligible small businesses to meet its ordinary and necessary operating expenses that it could have met, but is unable to meet, because an e... view more

  Short Term Lending Program To help small businesses gain access to the financing they need to participate in transportation-related contracts, the Office of Small and Disadvantaged Businesses Utilization (OSDBU) Financial Assistance Division manages the Short-Term Lending Prog... view more
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Disaster Relief Loans
Select All Program Name Program Description
  Business Physical Disaster Loans

The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance non-profits and businesses of all sizes located in a declared disaster area. Financial assistance is available in the ... view more

  Economic Injury Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to small businesses and private, non-profits of all sizes located in a declared disaster area. Financial assistance is av... view more
  Emergency Farm Loans The emergency loan program aims to help family farmers recover from losses resulting from natural disasters. These loans can be used to:
  • repair or replace buildings or other structures
  • purchase livestock and equipment
    • ... view more
  Home and Property Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-inter... view more
  Military Reservist Economic Injury Disaster Loan Program

The purpose of the Military Reservist Economic Injury Disaster Loan program (MREIDL) is to provide funds to eligible small businesses to meet its ordinary and necessary operating expenses that it could have met, but is unable to meet, because an e... view more

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Education Loans
Select All Program Name Program Description
  AIDS Research Loan Repayment Program The AIDS Research Loan Repayment Program helps to assure an adequate supply of trained researchers with respect to AIDS at the National Institutes of Health by providing for the repayment of educational... view more
  Clinical Research Loan Repayment Program In exchange for a two-year commitment to your clinical research career, NIH will repay up to $35,000 per year of your qualified educational debt, pay an additional 39% of the repayments to cover your Fe... view more
  Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds The program supports the National Institutes of Health (NIH) Intramural Research Program in recruiting and retaining health professionals from disadvantaged backgrounds to conduct clinical research at t... view more
  Contraception and Infertility Research Loan Repayment Program The Contraception and Infertility Research Loan Repayment Program (CIR-LRP) is designed to provide an incentive for health professionals to work in areas of reproductive research directly related to con... view more
  Education Consolidation Loans Consolidation Loans are available to most borrowers of Federal education loans and come from one of two sources:
  • Direct Consolidation Loans are made by the U.S. Department of Education. You repay a Federal Consolidation Loan to the U.S.... view more
  Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds The ECR-LRP is a congressionally mandated loan repayment program that was established by the Secretary for the Department of Health and Human Services through the Director of NIH. The objective of the E... view more
  Federal Perkins Loan Program Federal Perkins Loans help financially needy undergraduate and graduate students meet the cost of postsecondary education. The award is made by the school based on the availability of funds. A Federal Perkins Loan carries a fixed interest rate and mu... view more
  Free Application for Federal Student Aid (FAFSA) The Free Application for Federal Student Aid (FAFSA) is an application used by virtually all two and four-year colleges, universities, and career schools for awarding Federal, state, and college-funded student aid.... view more
  General Research Loan Repayment Program The General Research Loan Repayment Program recruits and retains health professionals performing research in fields required by the National Institutes of Health (NIH) to carry out its mission by provid... view more
  Health Disparities Research Loan Repayment Program The HDR-LRP is the congressionally mandated extramural loan repayment program for minority health disparities research. The objective of the HDR-LRP is the recruitment and retention of highly qualified ... view more
  Indian Health Service Loan Repayment Program The Indian Health Service Loan Repayment Program provides repayment of student loans to health and allied health professions in order to assure an adequate supply of trained health professionals necessa... view more
  Nursing Education Loan Repayment Program To assist in the recruitment and retention of professional nurses dedicated to providing health care to underserved populations, the Nursing Education Loan Repayment Program offers registered nurses sub... view more
  PLUS Parent Loans PLUS Loans come from one of two sources:
  • Direct PLUS Loans are made by the U.S. Department of Education. You repay a Direct PLUS Loan to the U.S. Department of Education.
  • Federal PLUS Loans are made through Federal Fam... view more
  Pediatric Research Loan Repayment Program In exchange for a two-year commitment to your research career, NIH will repay up to $35,000 per year of your qualified repayable educational debt, pay an additional 39% of the repayments to cover your F... view more
  Stafford Loans for Students Stafford Loans are available for undergraduate and graduate students and come from one of two sources:
  • Direct Stafford Loans are made by the U.S. Department of Education. You repay a Federal Direct Stafford Loan to the U.S... view more
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Housing Loans
Select All Program Name Program Description
  Section 203h Mortgage Insurance for Disaster Victims Through Section 203(h), the Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners.... view more
  Basic FHA Loan (Home Mortgage Insurance - HUD/FHA) This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Combination Mortgage Insurance for Manufactured Home and Lot This program can help you buy a manufactured home and the land for the home. The manufactured home must be your primary residence. While HUD does not lend money directly to buyers to purchase a manufact... view more
  Condominium Unit Purchase (Mortgage Insurance - HUD/FHA) This program can help individuals buy a home in a condominium development that will be their place of residence. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders... view more
  Home and Property Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-inter... view more
  Hope for Homeowners

This is a new program for people at risk of losing their home due to default and foreclosure. The program provides new, 30-year, fixed rate mortgages that are insured by the Federal Housing Administration (FHA). Homeowners having difficulty paying... view more

  Indian Home Loan Guarantee Program This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA).... view more
  Indian Home Loan Guarantee Program (Section 184) This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage... view more
  Manufactured Home Loan Insurance (HUD/FHA) The Manufactured Home Loan Insurance program makes reasonable financing possible for purchasing manufactured homes.... view more
  Mortgage Insurance: Purchase of a Cooperative Housing Unit This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Property Improvement Loan Insurance (HUD/FHA) The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requi... view more
  Rehabilitation Mortgage Insurance (HUD/FHA) This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders ... view more
  Rural Housing Loans Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other r... view more
  Rural Housing: Farm Labor Housing Loans and Grants The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, includin... view more
  Rural Housing: Housing Repair Loans and Grants The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1 perce... view more
  Section 203k Rehabilitation Mortgage Insurance When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first in order to purchase the dwelling; additional financing to do the rehabilitation construction; and a permanent mortgage... view more
  VA - Home Loans - Interest Rate Reduction Refinancing Loan VA loan guarantees are made to service members, veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan.... view more
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Veteran Loans
Select All Program Name Program Description
  National Health Service Corps Loan Repayment Program The National Health Service Corps Loan Repayment Program recruits health professionals to work in selected health professional shortage areas and, in return, helps repay their qualifying educational loa... view more
  VA - Home Loan - Construction
VA guarantees a percentage of the loan. This helps the veteran obtain a no-down payment mortgage at a competitive interest rate.... view more
  VA - Home Loans - Cash Out Refinance (Regular Refinance) With this program, you can refinance your current loan, whether it’s a VA-guaranteed mortgage or not.

Usually, the new loan is limited to 90% of the appraised value of the house. There are a few exceptions.... view more
  VA - Home Loans - Interest Rate Reduction Refinancing Loan VA loan guarantees are made to service members, veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan.... view more
  VA - Home Loans - Native American Direct Loan (NADL) Program
The Native American Direct Loan Program makes home loans available to eligible Native American veterans who wish to purchase, construct, or improve a home on Federal trust land.

The home must be your primary residence.

(It’s al... view more
  VA - Home Loans - Regular Purchase VA loan guarantees are made for the purchase of homes, condominiums and manufactured homes (when they’re classified as real estate).

VA guarantees a percentage of the loan. This helps the veteran obtain a no-down payment mortgage at a competit... view more

  VA - Life Insurance - Veterans Life Insurance Policy Loans
Policyholders who have permanent plans of insurance under one of the programs listed below may borrow up to 94% of the cash value of the policy after it has been in force for one year. ... view more
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