Home Rehabilitation Mortgage Insurance

Managing AgencyU.S. Department of Housing and Urban Developmenthttp://www.hud.gov/ 
Program Description
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
General Program Requirements
All persons who can make the monthly mortgage payments are eligible to apply. Cooperative units are not eligible.
Loan Terms
Please contact a Federal Housing Administration (FHA) approved lender for loan term information. To find an approved lender, please visit:
http://www.hud.gov/ll/code/llslcrit.cfm
Your Next Steps
The following information will lead you to the next steps to apply for this benefit.
Application Process
To obtain an FHA insured mortgage, contact an FHA-approved lender:
http://www.hud.gov/ll/code/llslcrit.cfm
Program Contact Information
To read more about this program, go to:http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203kmenu To contact a HUD Housing Counseling agency, go to:
https://entp.hud.gov/idapp/html/hecm_agency_look.cfm
To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit us at:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing...

Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email us at:
answers@hud.gov