GovLoans.gov is your gateway to government loan information. It directs you to the loan information that best meets your needs. Listed below are the agencies whose loan programs are represented on this site.
U.S. Department of Agriculture
The U.S. Department of Agriculture (USDA) is committed to helping improve the economy and quality of life in all of rural America. The loan programs offered by USDA's Farm Service Agency (FSA) and Rural Development (RD) mission area assist farmers, ranchers, rural individuals, communities and businesses obtain the financial and technical assistance needed for their diverse and unique needs. FSA's loan programs are designed to improve and stabilize farm income by helping farmers market their crops. FSA also makes and guarantees loans to farmers and ranchers who cannot qualify for conventional loans because they have insufficient financial resources or have suffered financial setbacks from natural disasters. RD's loan programs support such essential public facilities and services as water and sewer systems, housing, health clinics, and emergency service facilities.
U.S. Department of Commerce
The mission of the Department of Commerce is to create the conditions for economic growth and opportunity by promoting innovation, entrepreneurship, competitiveness, and stewardship. The Department of Commerce administers several financial assistance programs for United States commercial fishermen and other eligible citizens and entities.
U.S. Department of Education
The U.S. Department of Education's Federal Student Aid (FSA) office provides loans and other types of financial aid to students and parents. FSA's programs are the largest source of student aid in America, providing nearly 70 percent of all student financial aid. Help is available to make education beyond high school financially possible for you or your child.
U.S. Department of Housing and Urban Development
The U.S. Department of Housing and Urban Development (HUD) insures mortgage loans to help people buy or refinance their current homes with a low down payment. HUD does not give you the loan directly. You will need to go to a local HUD-approved lender, who will help you find out if one of HUD's programs is right for you. But, you can learn about HUD's mortgage insurance programs by going to https://www.hud.gov/topics/buying_a_home.
U.S. Department of Veterans Affairs
The U.S. Department of Veterans Affairs (VA) provides federal benefits to veterans and their dependents. VA is the second largest of the 15 Cabinet departments and operates nationwide programs for health care, financial assistance and burial benefits. Of the 26 million veterans currently alive, nearly three-quarters served during a war or an official period of conflict. About a quarter of the nation's population, approximately 70 million people, are potentially eligible for VA benefits and services because they are veterans, family members or survivors of veterans.
U.S. Small Business Administration
The U.S. Small Business Administration (SBA) aids, counsels, assists, and protects the interests of small business concerns, and advocates on their behalf within the Government. It also helps victims of disasters. It provides financial assistance, contractual assistance, and business development assistance.