Help Center

Applying for loans

How do I apply for a loan?


GovLoans.gov does not accept or manage applications for government loans. While you cannot apply for loans or check your application status directly on the GovLoans.gov website, we can help guide you on the next steps in the application process. For application information, refer to the Application Process or 'Quick Info' sections on each loan page.

Why was my loan application denied?


GovLoans.gov does not accept or manage applications for government loans. Federal and State agencies are responsible for offering and administering loan programs. Please contact this agency for questions about your loan application. GovLoans.gov is designed to help you easily locate this information. Each loan program has a ‘Quick Info’ box. Here, you will find program information including a link to the managing agency’s website.

How do I check my application status for a loan?


While you cannot apply for government loans or check your application status directly on the GovLoans.gov website, we can help guide you on the next steps in the application process. For application information, refer to the Application Process or Quick Info sections on each loan page.

Who should I contact with application questions?


GovLoans.gov does not accept or manage applications for government loans. Please contact the Federal or State agency that manages the loan program for questions about your application. GovLoans.gov is designed to help you easily locate this information. Each loan program has a ‘Quick Info’ box. Here, you will find program information including a link to the managing agency’s website.

What should I know about free money and loans?


GovLoans.gov and government agencies do not give out “free money.” Here are some good things to know about government assistance:

  • Government loan programs are not “free money” and must be payed back, often with interest 
  • In order to receive government assistance, you must complete an application and meet specific eligibility requirements
  • Many assistance programs do not provide cash payment
  • GovLoans.gov is a great place to begin your search for government loan programs.