Program Description

This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed for privately funded mortgages.

Program Requirements

To be eligible for this program, you must be a Native American/American Indian in the process of buying a home that will be your primary residence. You or your family member(s) must also be a person recognized as being Indian or Alaska Native by an Indian tribe, the Federal Government, or any State.

Loan Terms

Fixed Rate Financing that does not exceed market rate of interest. Length of Loan is 30 years or less. Payments are made monthly. The maximum loan amount is 150% of the Federal Housing Administration (FHA) lending limits for the area. There are no prepayment penalties.

Additional Information

Additional Information
Max Loan Length30 Years or Less
Interest RateMarket Rate of Interest
Max Loan Amount150% percent of the FHA lending Limits for the Area
Prepayment PenaltiesNone
Loan Categories