Indian Home Loan Guarantee Program (Section 184)

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This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage loan program available through private financial institutions.

Program Requirements

In order to qualify for this benefit program, you must be a Native American/American Indian in the process of buying a home that will be your primary residence. You or your family member(s) must also be enrolled in a federally recognized American Indian tribe or Alaska Native village.

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A list of the U.S. Department of Housing and Urban Development (HUD) approved 184 lenders for financing homes is available online:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/ih/homeownership/184/borrowers

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Fixed Rate Financing with market rate of interest. Length of Loan is 30 years or less. Payments are made monthly. The maximum loan amount is 150% of the Federal Housing Administration (FHA) lending limits for the area. There are no prepayment penalties.

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For more information, please visit HUD's Office of Native American Programs website.

Additional Information

Additional Information
Max Loan Length	30 Years or Less
Interest Rate	Market Rate of Interest
Max Loan Amount	150% percent of the FHA lending Limits for the Area
Prepayment Penalties	None

Loan Categories

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