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Home Rehabilitation Mortgage Insurance
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
General Program Requirements
All persons who can make the monthly mortgage payments are eligible to apply. Cooperative units are not eligible.
Loan TermsPlease contact a Federal Housing Administration (FHA) approved lender for loan term information. To find an approved lender, please visit:
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
To obtain an FHA insured mortgage, contact an FHA-approved lender:
Program Contact Information
To contact a HUD Housing Counseling agency, go to:
To contact the Federal Housing Administration (FHA), please use one of the following methods:
Visit us at:
Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410
Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339
Email us at:
To read more about this program, go to: