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Basic FHA Insured Home Mortgage
This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs.
General Program Requirements
Home buyers or current homeowners who intend to live in the home and are able to meet the cash investment, the mortgage payments, eligibility and credit requirements, can apply for a home mortgage loan through an FHA-approved lender.
Loan TermsPlease contact an FHA-approved lender for loan term information.To find an approved lender, please visit:
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
To obtain an FHA insured mortgage, contact an FHA-approved lender:
Program Contact Information
To contact the Federal Housing Administration (FHA), please use one of the following methods:
Visit us at:
Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410
Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339
Email us at:
firstname.lastname@example.orgTo contact a HUD Housing Counseling agency, go to:
http://www.hud.gov/counseling/ To read more about the home buying process, go to: