Indian Loan Guaranty, Insurance, and Interest Subsidy Program

Managing AgencyBureau of Indian Affairs (BIA)https://www.bia.gov/ 
Program Description

The purpose of the program is to help Indian-owned businesses obtain commercially-reasonable financing from private sources. The Division of Capital Investment manages the Indian Loan Guaranty, Insurance, and Interest Subsidy Program which breaks through the conventional barriers to financing for tribes and individual Indians. The loan program helps facilitate loan financing for borrowers that would not be able to do so otherwise. The Division helps secure reasonable interest rates and reduces risks for all parties involved to promote economic development on or near an Indian community's reservation or service area.

General Program Requirements

In order to qualify for this benefit program, you must be one of the following:

  • An individually enrolled member of a Federally recognized American Indian tribe or Alaska Native group
  • A corporation, limited liability company or other acceptable business entity with no less than 51 percent ownership by Federally recognized American Indians or Alaska Natives.
  • A Federally recognized American Indian Tribe or Alaska Native group.
Loan Terms

Not applicable

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information

For more information, please call:
202-219-0740

Or see the Division of Capital Investment page.

You may also write us at:
Division of Capital Investment
1951 Constitution Ave NW
MS-SIB-20
Washington, D.C. 20245