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Federal Housing Administration (FHA) insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home.
All buyers who meet credit requirements and plan to use the manufactured home as their principal place of residence are eligible for the program.
Buyers of manufactured homes may apply for a loan through an FHA-approved lender or through a lender's approved manufactured home dealer.
To obtain an FHA insured mortgage, contact an FHA-approved lender.
Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:
http://www.hud.gov/ll/code/llslcrit.cfm
To read more about this program, go to the Manufactured Home Loan Program page on the HUD website.
| Max Loan Length | 20-25 years |
|---|---|
| Interest Rate | Market |
| Max Loan Amount | Home/Lot $64,800 |
| Payment Frequency | Monthly |
| Prepayment Penalties | Not permitted |
| Fees | Varies |
